Phone: 1 (844) 888-8146;   Fax: 1 (202) 379-7240

About a Residential Home Loan

Purchasing a home is an exciting and often fulfilling time in one’s life. Let us take the stress out of this venture. Whether it is a primary residence, a second vacation home or rental property we will not only find the right product for you but will help you choose the right financing for your individual needs. With access to over 340 lending partners we have access to FHA, VA, USDA, Agency and Private lending platforms. We can offer FHA, conventional, non-conventional, jumbo, ARM’s, and other unique lending products.

Products subject to investor guidelines and underwriting requirements. All products are compliant with current mortgage laws as set forth by the Consumer Financial Protection Bureau including but not limited to: Truth in Lending Act, Fair Housing Act, RESPA, Equal Credit Opportunity Act, Fair  Credit Reporting Act, Homeowners Protection Act, For a complete list of of consumer protection act please visit,


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New Home

Home loans with competitive interest rates from our lender network, You can apply online and check your eligibility with our easy Payment Calculator. Fast approval and lowest rate for your new home loan.

Home Conversion

A home conversion loan is an effective resource for those who have a housing loan.

Land Purchase

We offer various lending products for land purchase. Different products from different platforms ensures the most competitive terms for your land loan.

Home Renovation

Get funding for your home improvement and renovation projects. Apply for one of our “improvement/renovation” products today.

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Features of our Loans

All loans are not created equal, let one of our experts find the best one for your needs.

Salaried & Self-Employed

Loan products for all documentation types.


All charges are communicated up front in writing along with the loan quotation. A very professional and simple service.

Home Loans. Refinance, Purchase, Reverse Mortgage.

Numerous loan products to suit all of your borrowing needs.

Reverse Mortgage

Giving seniors financial options.

Home Loan - Eligibility

Home Loan – Eligibility

In your initial interview, your loan officer will give you a good idea of the documentation that you and your co-borrower, if applicable, will likely need to provide. Here is a list of items you’ll typically need after you apply for your home loan:


____ Valid driver’s license or other government-issued photo identification, date of birth, and social security number

____ Most recent statements for the last two months on all checking, savings, stock, mutual funds, IRAs, or other liquid asset accounts

____ Accurate addresses and landlord/mortgage company information for past two years

____ Loan information, including balance, monthly payment, and any rents collected for other real estate owned, if applicable

____ Copy of fully executed sales contract, if available

____ Copy of canceled earnest money check, if purchasing

____ Funds for credit report and appraisal

____ Documentation on any additional source of income to be used in qualifying, if applicable



____ Pay stubs for the past 30 days

____ W-2 forms for the past two years, and full federal tax returns for the past two years, including all schedules



____ If self-employed or you own more than 25% of a business, copies of business tax returns for the past two years, including all schedules

____ Copies of previous 2 years’ corporate/partnership tax returns if 25% or more of company is owned

____ Year-to-date profit and loss statement and balance sheet



____ If you have been divorced, a copy of final decree— particularly the financial settlement page, including alimony, child support, and the division of liabilities and assets

____ Documentation pertaining to any resolved or unresolved credit disputes you may have had

____ Certificate of Eligibility and DD-214 or Statement of Service, if applying for a VA loan

____ If previous bankruptcy, a copy of all bankruptcy papers with a copy of discharge

____ A copy of the settlement statement if you sold property in the last three months

____ Survey of your home, if refinancing a loan


*Depending upon your situation, we may require more or less documentation.


There is no maximum age of an applicant.

Credit Rating

Credit scores as low as 580.

Frequently Ask Questions

Yes. There are no prepayment penalties.

Yes! Homeowners enjoy the benefits of investing in their property year after year. For some, there comes a time when that investment can come in handy. Refinancing with a Conventional, Jumbo, or an FHA loan can prove to be an effective way to put that equity to work.

As soon as you are ready.

We have offices throughout the United States. Call for a location near you.

Get a Quote

Apply now for a Home Loan online. All you need to do is provide your details in the form below.